Alright, lovely ladies! For those of you that are donning an incredibly gorgeous piece of jewelery on your left hand (or for those of you that are crossing you pretty little fingers you've got something special headed your way soon) this post is for you!

The only downside to carrying a pricey sparkler on your finger every day is the potential chance that something might happen to your little gem. Because we all know that totally unexpected accidents happen, like damage, theft, or just plain complete accidental disappearing acts, it makes absolute sense that you insure that little heirloom of a ring that you wear every day! Jewelers Mutual Insurance Company is one of our fave choices for insuring your ring and giving you peace of mind.

We absolutely love that they understand name brand, and they promise that if anything happens, you'll get the same quality and kind that you had before-so if you are rocking a Tiffany's or Cartier sparkler and something happens to it, you'll get to replace it with the exact same! Plus, if there is damage, Jewelers Mutual® will also allow you to use your own jeweler for repairs. For most couples, your ring might fall under your home owner's or renter's policy, but Jewelers Mutual® is truly the only way to make sure your coverage is completely comprehensive without as much limitation as you'd get from broader policies.

Image Credits:

Images by Jose Villa with Joel Serrato featuring rings from Trumpet and Horn with styling by Type A Society